MichMash: Efforts to improve auto no-fault insurance stall in Michigan Legislature

Bills that would make changes to Michigan’s 2019 auto no-fault insurance law were passed by the Senate but are currently stuck in the House Insurance Committee.

A car destroyed in a crash

A car destroyed in a crash.

Efforts to improve auto no-fault insurance policies in Michigan have been tangled in legislative logistics since the state’s Supreme Court ruled last year that changes made by the 2019 law didn’t apply to crash victims receiving care prior to the bill taking effect.

MichMash host Cheyna Roth and Gongwer News Services’ Zach Gorchow spoke to The Detroit News politics editor Chad Livengood about Michigan’s continuing auto no-fault insurance saga.

In this episode:

  • The political party that authored the no-fault auto insurance bill.
  • Gov. Gretchen Whitmer’s tax rebates.
  • Stories from crash victims who dealt with the no-fault insurance system.

Subscribe to MichMash on Apple Podcasts, Spotify, NPR.org or wherever you get your podcasts.

The current 2019 law that received bipartisan support was designed to lower auto insurance premiums for Michigan drivers by cutting reimbursement rates for health care providers. Despite the bipartisanship, the bill was authored by the Michigan GOP because they were “holding the gavel” when it passed.

“The bill was passed on a Friday before Memorial Day — highly unusual and rare. Everyone wanted to get this done so that they could go to Mackinac Island, an island with no cars ironically, and sign a bill for auto insurance reform. The Democrats did not get a lot of input,” said Livengood.

The Michigan Senate passed bills last October to increase reimbursement rates for health care providers, which would likely hike auto insurance premiums. Senate Bills 530-531 and 575 have stalled in the House Insurance Committee.

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  • Hernz Laguerre
    Hernz Laguerre Jr. is a Multimedia Journalist at 101.9 WDET. He is one of the co-host for "Detroit Evening Report," one of the weekend anchors for "Weekend Edition," the producer for our political podcast, "MichMash," and reports on arts, culture and politics.