Why Are Your Auto Insurance Rates So High?

Reporters Chad Livengood and Mike Wilkinson explain what’s driving up rates and how where you live affects what you pay.

Jake Neher/WDET

Lawmakers at the state Capitol are wrangling once again with the issue of auto insurance rates across the state.

Michigan has some of the highest auto insurance rates in the country. And those rates are especially high in Detroit.

But why? What is driving up the cost of insuring a car here more than other places in the country?

Crain’s Detroit Business reporter Chad Livengood and Bridge Magazine reporter Mike Wilkinson have been working to shed light on that question.

They join Detroit Today with Stephen Henderson to help explain the factors at play.

Click on the audio player above to hear the full conversation.


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    Dynamic and diverse voices. News, politics, community and the issues that define our region. Hosted by Pulitzer Prize-winning journalist Stephen Henderson, Detroit Today brings you fresh and perceptive views weekdays at 9 am and 7 pm.